After one swipe of the card, PayPal processed the payment, and he had his receipt. Just a few minutes into the conversation, Dhodapkar opened up the PayPal app, popped the PayPay card reader into his iPhone 6’s headphone jack, and processed a small payment with one of the credit cards he has loaded onto the Swyp card. The prototype we saw certainly looked like a pre-production unit, but it sure didn’t work like one. “We found that plastic cards wear out really fast - Especially when you use one card for everything, so we made a metal card.” “We want it to be as much like a normal card as possible,” he said. There will be a space for your signature on the back, and an EMV chip, which will become standard in the United States in 2015. All your cards show up on the screen along with the nickname you gave the card, the last four number on the card, the expiration date, and CVV number. We saw a close-to-final prototype, which has a few rough edges, but the final design will be sleeker, with three clicky buttons in the lower right-hand corner, a logo in the top right, and the display on the bottom left. There’s a stripe on the back for when you swipe the card through a payment terminal, and it’s as thin and rectangular as any credit card you’ve ever seen. It’s made of metal, has a small black and white display, and on it are a pair of buttons for clicking through your cards. Swyp looks like a futuristic credit card for super rich people. Co-founder and CEO Ashutosh Dhodapkar showed us how the card works and told us why he thinks it will be the credit card that declutters your wallet. Swyp already has a working product that’s close to the final version, which will arrive in the fall of 2015. The best part: It’s not a crowd-funding project. It even learns from your behavior to pull up the right card at the right place and time. Swyp works at any store, restaurant, or payment terminal that takes normal credit or debit cards. This sleek, metal card can hold as many as 25 cards, including credit, debit, loyalty rewards, gift, and frequent flier cards. Although Coin is perhaps the most iconic of the bunch, newcomer Swyp thinks it’s a better fit for your finances. Apple Pay and Google Wallet are fighting to control your smartphone wallet, and there are a slew of physical card gadgets trying to consolidate all your credit cards. In the past few months, mobile payments, smart wallets, and clever credit cards have sprung up like daisies in the spring.